Resources

This resource library contains select publications and resources related to the Hub’s hospital pricing strategies and understanding hospital financials. Resources may be filtered by topic and resource type.

Neil Mehta, Jason Buxbaum, Christopher Whaley, Daniel Arnold, Roslyn Murray, and Andrew Ryan
Health Affairs
June 1, 2026
This study examines how Rhode Island's hospital affordability standards – which include a hospital price growth cap adopted in 2010 – affected hospital staffing and labor costs over the following decade. The authors found that by 2022, the standards had resulted in a substantial reduction in labor costs relative to control hospitals. Effects were larger among nonclinical/administrative staff than nursing, and grew over time rather than appearing immediately after implementation.
Hospital Price Growth Caps
Sophia Tripoli, Alicia Camaliche, Aaron Plotke, and Nicholas Chang
Families USA
May 2026
This report analyzes financial data and commercial insurance prices as a percent of Medicare from over 2,800 hospitals across 49 states and the District of Columbia from 2018-2023. Key findings include that average commercial hospital prices in every state were higher than what Medicare paid for the same services, ranging from 157% to 365% of the Medicare rate. In addition, the 15 largest systems in the country charged on average 2.82 times what Medicare paid for the exact same services. The report also found significant hospital consolidation; in 43 states, just five or fewer health systems in each state controlled at least half of all hospital care in 2023.
Understanding Hospital Financials
Timothy Bulat, Sean McClellan, and Matthew Trombley
Health Affairs
April 2026
This study found that under Maryland's all-payer global budget model, implemented beginning in 2014, aggregate inpatient and outpatient hospital utilization decreased by 11 percentage points more than in other states, after adjusting for demographic changes. Reductions were driven by outpatient care and were largest for services that can be safely provided outside of hospitals. The authors cite Maryland's quality programs and other features that help to mitigate unintended consequences, and call for global budget models to be paired with incentives and comprehensive monitoring mechanisms to protect quality and access.
Hospital Global Budgets
Christine Monahan, Karen Davenport, Julia Burleson, and Kennah Watts
Center for Health Insurance Reforms and West Health
April 2026
This resource outlines the rationale for adopting a site-neutral payment approach and provides a comprehensive framework for designing site-neutral payment policies in the commercial market, highlighting a range of options and key considerations across four core decision domains: scope, administration, operations, and payment.
Site-Neutral Payments
Colin Baillio, Alena Berube, Caitlin Otter, Trevor Putnoky, Alyssa Vangeli, and Kirk Williamson
Bailit Health and the Commonwealth Fund
March 24, 2026
This webinar highlighted the growing state momentum on hospital price caps. State presenters from Vermont, Washington, New Mexico, and Maine shared an inside look at pre-implementation planning, current implementation experience, and pending legislation to address rapidly rising hospital prices.

View the webinar slides

Hospital Price Caps
Oregon Health Authority
March 3, 2026
This interactive dashboard shows the amounts commercial insurers paid different Oregon hospitals for common procedures using data from in 2022 and 2023, the variance in commercial payments among hospitals for each procedure, and how commercial payments compared to Medicare fee-for-service payments or Medicaid Coordinated Care Organization payments for the same procedure.
Hospital Price Caps
Vermont Green Mountain Care Board
February 19, 2026
This interactive hospital price transparency dashboard by the Vermont Green Mountain Care Board and Onpoint Health Data shows the payments for commercial payers and across different inpatient and outpatient facilities in Vermont, comparing commercial plan allowed amounts to what Medicare would have paid for the same services, based on the unadjusted national Medicare base rate.
Hospital Price Caps
Alyssa Vangeli and Michael Bailit
The Commonwealth Fund
January 14, 2026
This blog post summarizes legislative actions taken by multiple states in 2025 to address rising health insurance premiums and affordability concerns through the enactment of hospital price caps in either the commercial market or state employee health plans. Highlighted states include Indiana, Vermont, New Mexico, and Washington.
Hospital Price Caps
Roslyn Murray, Haroon Janjua, and Christopher Whaley
Health Affairs Scholar
December 19, 2025
In a study using 2022 Health Care Cost Institute data, the authors estimated that implementing site-neutral payments for commercial insurers by capping prices at 150% of Medicare non-hospital payments would have saved purchasers and patients in 48 states and Washington, D.C. a total of $10.8 billion, or an average of $72.10 per commercially insured person in 2022. The study further provides state-specific figures for estimated total and per capita savings. Using NASHP’s Hospital Cost Tool data, the authors further estimated the state-specific impacts of savings from site-neutral payment on state-level hospital operating margins.
Site-Neutral Payments
Joshua Varcie, Emma Ford, and Jeanne Lambrew
The Century Foundation
December 18, 2025
This Century Foundation report describes how states can lower the cost of private coverage by lowering excessive hospital prices via hospital price caps, facility fee bans, site-neutral payments, and limiting consolidation. The report explains and provides evidence on the mechanisms and magnitude of the potential effects of policies to lower hospital prices, and the ways policy design can mitigate unintended consequences. It also explains the rationale for addressing hospital prices at a time when some hospitals are under financial pressure resulting from federal cuts to Medicaid and the Marketplaces.
Facility Fee Bans, Hospital Price Caps, Site-Neutral Payments
Roslyn Murray, Andrew Ryan, and Christopher Whaley
Health Affairs
December 2025
The authors examine the effect of Oregon’s payment cap, implemented in 2019, on hospitals' finances, operations, and care delivery. They found small and nonsignificant changes in Oregon hospitals’ revenues, expenses, and margins after implementation of the cap. They also observed limited changes in hospital operations and the patient experience of care.
Hospital Price Caps
Christine Monahan, Kennah Watts, Julia Burleson, Rachel Swindle, and Ariel Winter
Center on Health Insurance Reforms, Georgetown University
November 2025
This guide helps policymakers understand the regulations, payment programs, and reporting requirements that apply to hospitals. Through a collection of fact-sheets on hospital payment streams, various designations, and key sources of information, this guide offers a starting point to understand the organizational and financial differences across hospitals in the United States.
Understanding Hospital Financials
Nathan Hostert, Roslyn Murray, Christopher Whaley, and Erin Fuse Brown
Health Affairs Forefront
October 9, 2025
This blog post provides an overview of how states have established hospital price controls in their state employee health plans, commercial markets, or across the entire market for both state employee health plans and commercial markets. Highlighted states include Oregon, Washington, Colorado, Nevada, New Jersey, Vermont, Indiana, Maryland, Massachusetts, Montana, and Oklahoma.
Hospital Price Caps
Julia Burleson, Karen Davenport, Rachel Swindle, and Christine Monahan
Health Affairs Forefront
October 6, 2025
Noting limitations that inhibit policymakers from readily assessing the full scope of outpatient facility fees in the commercial market, this article examines states' efforts to analyze facility fees in their commercial markets and highlights key findings from each state, including Colorado, Maine, Connecticut, and Washington.
Facility Fee Bans
United States of Care
October 2025
This two-pager describes how Washington plans to implement reference-based pricing within its state employee health plan to limit hospital prices, lower health care premiums and out-of-pocket costs for public employees and teachers, and increase investments in preventative health services.
Hospital Price Caps
Nathan Hostert and Andrew Ryan
Milbank Memorial Fund
September 15, 2025
This article summarizes Rhode Island’s Health Care affordability standards that were established in 2010, results of an evaluation of the affordability standards, and policy considerations for other states interested in reducing health care costs in the commercial market. The authors conclude that Rhode Island’s affordability standards have led to relative reductions in hospital prices across the state’s commercial market and yielded cost savings for consumers in the fully insured market. While the standards reduced hospital revenues and contributed to lower hospital operating margins, the authors cite to evidence from other research suggesting that the standards may also have led Rhode Island hospitals to operate more efficiently.
Hospital Price Growth Caps
United States of Care
September 25, 2025
This resource includes a list of all legislation successfully passed by 20 states (as of September of 2025) that seek to address facility fees charged by health systems for services, with links to bill language and brief overviews of the legislation.
Facility Fee Bans
David Howard
JAMA Health Forum
August 29, 2025
The paper discusses the problematic payment differential between hospital inpatient and outpatient care and offers payment reform considerations for policymakers. The author argues that reducing or eliminating the differential for services commonly provided in both settings would be complicated, but a fix could reduce costs, remove perverse incentives, and make patient cost sharing fairer and more predictable.
Site-Neutral Payments
Jessica Chang and Linsay Sarfo
Health Care Cost Institute
August 13, 2025
The authors quantify and illustrate the difference in price between hospital outpatient departments and physician offices among people with employer-sponsored insurance between 2018 and 2022. The data show that care delivered in hospital outpatient settings costed more than in physicians’ offices when assessing the same service.
Site-Neutral Payments
Alyssa Vangeli and Sarah Kinsler
Milbank Memorial Fund
July 9, 2025
This report provides an overview of existing state, federal, and private sector hospital efficiency measures; the advantages and limitations of those measures; potential modifications to existing measures; and options for how states can employ new or existing measures to better understand current hospital efficiency levels and incentivize improved efficiency. It focuses on measures that primarily use publicly available or state-accessible data and organizes them into three main domains: (1) Delivery of Wasteful Hospital Services; (2) Hospital Revenue per Unit; and (3) Hospital Expenses.
Understanding Hospital Financials
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